Apply for Snowmobile Financing

Benefits Of Financing Your Next Snowmobile

When it comes to good or bad credit and financing your next snowmobile, don't fall for that trick from a credit broker that says guaranteed approval but works out of an abandoned office building (Trust me they are out there we see them all the time). Westshore Marine has a physical address with on-site in-house snowmobile financing professionals. We are more than happy to sit down with you to arrange your financing or do it over the phone, but one thing we are is tangible, you can actually come to visit us if you want, we actually like meeting you and your families! Many snowmobile dealerships use these shady off-site finance professionals because they don't want an extra person on the payroll. We would rather pay someone than have your snowmobile finance applications' private information disappear for all to see on the world wide web.

Reasons to use our In-House Snowmobile Financing Team

• The Process is Easy & Quick
• We have personalized relationships with the banks so even if you have bad credit, we can usually get you into a new ATV
• We are one of the largest dealerships in Canada, so we have a significant presence and buying power with the financial institutions and lenders
• Your information is secure and safe - we don't email, fax or transmit your information for the world to see

Finding the right dealership to help you make your snowmobile purchase is difficult, but rest assured, Westshore Marine, specializes in all things snowmobile related. Lots of smaller dealerships don't have on staff finance specialists to help you get that snowmobile you have been dreaming of while keeping it within your budget. We also offer a huge selection of Polaris Snowmobiles, Yamaha Snowmobiles, along with New and Used Snowmobiles for Sale

We find lots of other dealerships send your private personal information out to individuals that don't even work for the dealership. When it comes to financing, we don't play in the gray like other dealerships; we have on-staff finance professionals to help you in person.

Fill out your information above to start our Online Secure Snowmobile Financing Process

Frequently Asked Questions (FAQ)

What Credit Score is Needed to Finance or get a Snowmobile Loan?

When it comes to financing a snowmobile or getting a snowmobile loan credit score does play a part in the decision. Banks use this to help assess the customer and big their risk factor is with the customer repaying the loan and making frequent finance payments. In most cases the higher the score the less risk the bank has on their books as a higher credit score means you have a track record of keeping up with finance payments. This is not always the case as there are exceptions, we and the banks know that bad things happen to good people which is why we work with so many lenders to make sure you get the best chances and rates possible.

What is the best way to finance a snowmobile?

When it comes to financing a snowmobile you have several choices. We listed them below.

Approach your local bank or Credit Union

This is a great option if you have limited credit. Banks and credit unions know you and your finances intriguingly, they know your history and how you make your payments. Sometimes this might be a good choice but normally when getting a loan at a credit union or bank they will ask for everything you have as collateral like a house, truck, or furniture to secure the loan. This means if something goes wrong and you can't make the payments they won't just come for your snowmobile they will come for everything

Find a Private Lender

Finding a private lender like a third party company that offers personal financing. These lenders are usually more on the predatory side as this is their business, they find people who need loans and will tell them to pick one and they will finance them. We always say be cautious dealing with these lenders as the only way they make money is they need to charge higher interest rates or upsell you products you might not need.

Snowmobile Dealership Financing

This is one of the best options you have available. Snowmobile dealers like us have a vested interest in getting you in the perfect machine that will last versus the other guys who don't care if it breaks the day after you purchase. Snowmobile dealers also have access to a wide range of banks who fight to earn your business, instead of the other guys who are trying to put you in the most expensive payment snowmobile dealers don't have to do that as we are making money from selling the snowmobile. When you finance from a snowmobile dealer the only asset or collateral you are putting on the line is the snowmobile you are purchasing. Contact us today or view our pre-owned snowmobiles or new snowmobiles to find the right one for you.

Can you use a credit card to purchase a snowmobile?

If you're thinking about using a credit card to purchase a snowmobile it is definitely a great option. When using a credit card keep in mind that the credit card companies charge a 2-3% surcharge to the dealership to use their service. If you thinking about using a credit card we recommend you have the funds available to pay for it otherwise a snowmobile loan might be a better choice versus paying 20-30% on a credit charge card.

How Long Can you Finance a Snowmobile For?

Depending on your credit score and history we have some vendors that will finance snowmobiles for as long as 15 years or 180 months. Depending on your history and risk factors the interest rate will vary but is usually pretty aggressive. Reach out to our credit team today and we can start the process. You can also complete the form below.

What Do I need to Qualify For Snowmobile Financing?

To qualify for snowmobile financing we have lots of lenders that are very open. We have lenders that accept self-employed and contractors, lenders that will finance older snowmobiles, and lots of times we can work with them to approve a $0 down.

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